What This Privacy Policy Covers
 

• This policy covers how GSDonline.com treats personal information that GSDonline.com collects and receives, including information related to your past use of GSDonline.com products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.
• This policy does not apply to the practices of companies that GSDonline.com does not own or control, or to people that GSDonline.com does not employ or manage.

     General
 

• GSDonline.com collects personal information when you register with GSDonline.com, when you use GSDonline.com products or services, when you visit GSDonline.com pages or the pages of certain GSDonline.com partners, and when you enter GSDonline.com Classifieds. GSDonline.com may combine information about you that we have with information we obtain from business partners or other companies.
• When you register we ask for information such as your name, email address, birth date, gender, zip code, occupation, industry, and personal interests. For some financial products and services we may also ask for your address, Social Security number, and information about your assets. Once you register with GSDonline.com and sign in to our services, you are not anonymous to us.
• GSDonline.com collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.
• GSDonline.com automatically receives and records information on our server logs from your browser, including your IP address, GSDonline.com cookie information, and the page you request.
• GSDonline.com uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

• When a child under age 13 attempts to register with GSDonline.com, we ask that he or she have a parent or guardian create a GSDonline.com account to obtain parental permission.
• GSDonline.com will not contact children under age 13 about special offers or for marketing purposes without a parent's permission.
• GSDonline.com does not ask a child under age 13 for more personal information, as a condition of participation, than is reasonably necessary to participate in a given activity or promotion.

• GSDonline.com does not rent, sell, or share personal information about you with other people or nonaffiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:
  • We provide the information to trusted partners who work on behalf of or with GSDonline.com under confidentiality agreements. These companies may use your personal information to help GSDonline.com communicate with you about offers from GSDonline.com and our marketing partners. However, these companies do not have any independent right to share this information.
  • We have a parent's permission to share the information if the user is a child under age 13. Parents have the option of allowing GSDonline.com to collect and use their child's information without consenting to GSDonline.com sharing of this information with people and companies who may use this information for their own purposes;
  • We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims;
  • We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of GSDonline.com's terms of use, or as otherwise required by law.
  • We transfer information about you if GSDonline.com is acquired by or merged with another company. In this event, GSDonline.com will notify you before information about you is transferred and becomes subject to a different privacy policy.
• GSDonline.com displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click on targeted ads meet the targeting criteria - for example, women ages 18-24 from a particular geographic area.
  • GSDonline.com does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
  • GSDonline.com advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).

• GSDonline.com may set and access GSDonline.com cookies on your computer.
• GSDonline.com lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to GSDonline.com's cookies.

     General
 

• You can edit your GSDonline.com Account Information, including your preferences, at any time.
• New categories of marketing communications may be added to the Marketing Preferences page from time to time. Users who visit this page can opt out of receiving future marketing communications from these new categories or they can unsubscribe by following instructions contained in the messages they receive.
• We reserve the right to send you certain communications relating to the GSDonline.com service, such as service announcements, administrative messages and the GSDonline.com Newsletter, that are considered part of your GSDonline.com account, without offering you the opportunity to opt-out of receiving them.
• You can delete your GSDonline.com account by sending email to Account Deletion. Sometimes an information that might possibly remain in our archived records after your account has been deleted.

• We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.
• We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.

• GSDonline.com may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your GSDonline.com account or by placing a prominent notice on our site.

• GSDonline.com is Secured Site, TRUSTe-certified. This certification applies to all English-language sites under the GSDonline.com domain. If you feel that your inquiry has not been satisfactorily addressed, you should contact TRUSTe, an independent privacy organization. TRUSTe serves as a liaison with GSDonline.com to resolve your concern.
• If you have questions or suggestions, please send us an email or contact us directly.